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Start Your Homebuying Journey with Confidence
Whether you're just starting to dream about buying a home or you're almost ready to start looking, we have the insights you need.
All Articles (13)
Points vs. a bigger down payment: Which is the smarter move?
Buying your first home comes with (what feels like) learning an entirely new language. Most of us didn’t come to the negotiating table already knowing what an escalation clause meant or what the purpose of escrow was. During the process, we naturally become educated on what the jargon means.
Can You Afford a Home After You Close?
One of the biggest fears first-time homebuyers face is the wave of doubt that hits right after signing on the dotted line. The weight of what you've just committed to.
Credit Scores: The Invisible Gatekeeper When Buying a Home
Credit scores are a sticky subject when it comes to buying a home. Maybe you’ve made some mistakes in your younger years, or you had an income gap resulting in some late payments that you’re trying to clean up now. Maybe you’ve played it safe and have used your credit responsibly. Maybe you have some manageable credit card debt that you’re worried is holding you back.
What Is a “HomeOwner Day”?
You've probably said the phrase "someday I'll buy a house." Someday when I have more saved. Someday when my credit is better. Someday when the market calms down. The problem with someday? It's not on any calendar. That's exactly what GetWyz is here to fix and it starts with something we call your HomeOwner Day.
How closing costs are calculated and ways to reduce them
You've saved for your down payment. You've found the house. You're ready to sign on the dotted line. And then someone hands you a list of fees you've never heard of and tells you they're due at closing.
Homebuying Terms Explained: A First-Time Buyer Cheat Sheet
Buying a home comes with its own language and no one hands you a dictionary. Mortgage. Escrow. Mortgage Insurance. Appraisal. Pre-approval. These words get thrown around fast, and if you don’t understand them, it’s easy to feel behind before you even start. This guide breaks down the most important homebuying terms in plain English, so you can follow the process, ask better questions, and move forward with confidence.
Save Smart, Not Sorry: Your Realistic Path to Homeownership
The realistic, no-BS guide to building your down payment Most home savings advice falls into two categories: completely useless or soul-crushingly depressing. You've heard it all. Cut out your morning coffee run. Stop going out. Move back in with your parents. Live on rice and beans. Basically, put your entire life on hold for 3-5 years while you squirrel away money. Here's the truth: you can save for a home and still enjoy your twenties/thirties/life. You just need a strategy that's based in reality, not some fantasy world. Let's break down how to do this.
Does Closing Your Credit Card Hurt Your Credit Score?
You’ve finally done it! Paid off your credit card. That zero balance feels amazing, and now you’re staring at the card wondering: should I just close it?
Common Mistakes That Increase Your DTI
The mistakes outlined below are surprisingly common among first-time homebuyers.
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